¡Listo!
Gracias. Nuestro equipo revisará su solicitud y le dará seguimiento con el próximo paso. Mientras tanto, explore lo que ofrece el Rio Grande Valley.
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¿Preguntas? Llame o mande texto a 956-877-8777 | [email protected]
Sobre Usted
Comencemos con su información de contacto.
Al marcar esta casilla, autorizo a LiveRGV.net y Willow Bend Mortgage Company, LLC (NMLS #117371) a enviarme mensajes de texto sobre mi solicitud hipotecaria. Pueden aplicar cargos por mensajes y datos. Puedo cancelar respondiendo STOP.
Dirección Actual
Ha vivido en su dirección actual menos de 2 años. Por favor proporcione su dirección anterior.
Agregar Co-Solicitante (esposo(a), familiar, etc.)
Al marcar esta casilla, autorizo a LiveRGV.net y Willow Bend Mortgage Company, LLC (NMLS #117371) a enviar mensajes de texto al co-solicitante sobre esta solicitud hipotecaria. Pueden aplicar cargos por mensajes y datos. El co-solicitante puede cancelar respondiendo STOP.
Dirección del Co-Solicitante
Misma dirección que el solicitante
Please provide co-borrower's previous address.
Objetivo del Préstamo
Cuéntenos qué está tratando de lograr.
✓
🔑Comprar Casa
✓
🔄Refinanciar
✓
🏗️Construcción
✓
➕Otro
✓
$Inversión
Dirección de la Propiedad
✓
🏡Casa
✓
🏢Condo/Townhome
✓
🏘️Multifamiliar
✓
🏠Casa Principal
✓
🌴Segunda Casa
✓
📈Inversión
Detalles de Inversión / DSCR
Para préstamos de inversión, puede importar más el flujo de efectivo de la propiedad, renta estimada, reservas y tipo de programa que el ingreso W-2 tradicional.
Si tiene Credit Karma o acceso a su reporte, use su puntaje medio.
760+
Excellent
740-759
Very Good
720-739
Good
700-719
Good
<700
Let's Talk
No worries at all — we work with all credit situations. Let's connect so we can put together a plan that works for you. Call or text 956-877-8777. You can still complete this application.
760+
740-759
720-739
700-719
<700
✓
🎖️Sí
✓
👤No
Employment & Income
Tell us about your current employment.
Borrower Employment
✓
📋W-2 Employee
✓
🏢Self-Employed / 1099
✓
➕Other
Calculated from hourly × hours × 52 ÷ 12. You can edit this manually.
You've been with this employer less than 2 years. Please provide your previous employer if possible.
Based on Schedule C or business tax returns — 2-year average will be used.
Do you have a second job?
Is this second job part-time or full-time?
✓
⏱️Part-Time
✓
📅Full-Time
Additional / Supplemental Income
Check all that apply. Each checked item will ask for the monthly amount.
Social Security / SSI / Disability
Retirement / Pension
Child Support / Alimony
Surviving Spouse Benefits
Other Benefits / Income
Co-Borrower Employment & Income
Tell us about the co-borrower's employment.
Co-Borrower Employment
✓
📋W-2 Employee
✓
🏢Self-Employed / 1099
✓
➕Other
Co-Borrower Supplemental Income
Social Security / SSI / Disability
Retirement / Pension
Other Benefits / Income
Deudas e Historial de Crédito
This section is optional — the more you provide, the more accurate your scenario. We'll verify everything when we pull credit.
Información declarada por usted. Las deudas reales se verificarán con el reporte de crédito. Esto no constituye una consulta de crédito.
Current Housing
If any money is coming from someone else or a program, we will confirm what documents are needed.
This helps flag departing residence, rental income, and extra property expense questions.
I want to provide my monthly obligations for a more accurate estimate
Examples: car payment, credit cards, student loans, personal loans
Borrower Liabilities
| Creditor / Account | Monthly Payment |
|---|---|
Co-Borrower Liabilities
| Creditor / Account | Monthly Payment |
|---|---|
Credit History
Any late payments in the last 12 months?
✓
⚠️Yes
✓
✅No
Any late payments in the last 24 months?
✓
⚠️Yes
✓
✅No
Any open collections?
✓
📋Yes
✓
✅No
Are you currently working with a credit repair company?
✓
🔧Yes
✓
✅No
Assets
List any bank accounts you have. Estimated balance is fine — we'll verify with statements later.
Were you referred by a REALTOR®?
They'll receive a text when you submit
Declaraciones
The following questions are from the Uniform Residential Loan Application (Fannie Mae Form 1003). Please answer for yourself — and your co-borrower if applicable.
Borrower
Will you occupy the property as your primary residence?
Have you had an ownership interest in another property in the last 3 years?
Are you a co-signer or guarantor on any debt not disclosed in this application?
Are there any outstanding judgments against you?
Are you currently delinquent or in default on a Federal debt?
Are you a party to a lawsuit?
Have you conveyed title to any property in lieu of foreclosure in the last 7 years?
Have you been declared bankrupt within the past 7 years?
Are you presently delinquent or in default on any loan or agreement?
Will any part of the down payment be borrowed?
Are you a U.S. citizen?
Are you a permanent resident alien?
Do you intend to occupy the property as your primary residence? (If yes, have you had an ownership interest in a property in the last 3 years?)
Revisar y Enviar
¿Todo se ve correcto? Revise abajo y envíe cuando esté listo(a).
Willow Bend Mortgage Company, LLC
NMLS #117371 | Equal Housing Lender
Al enviar esta solicitud, autorizo a Willow Bend Mortgage Company, LLC (NMLS #117371) y Jorge J. Alanis (NMLS #2523742) a contactarme sobre mi solicitud hipotecaria y verificar la información proporcionada. Entiendo que esto no es un compromiso de préstamo y que toda la información está sujeta a verificación. Esto no constituye una consulta dura de crédito.
He leído y acepto la autorización anterior. Certifico que la información proporcionada en esta solicitud es verdadera y completa según mi mejor conocimiento.
Pueden aplicar cargos por mensajes y datos. Al enviar, acepta recibir mensajes de texto sobre su solicitud hipotecaria. Puede cancelar en cualquier momento.